Citizens Bank and Trust Company  
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KITT 24-Hour Telephone Banking

Stay up-to-date on your accounts by calling our 24-hour Keep In Touch Teller.

(646-5488 in Chillicothe)

It’s easy! Just call KITT from a touch tone phone and follow the prompts to check your account information.

The first time you call, your PIN will be the last 4 digits of your Social Security number – then you’ll change your PIN to a secure 4-digit number only you know.

Just be sure to have your account numbers on hand and you’ll be able to balance your checking account or verify your loan payment, anytime, 24 hours a day.