Citizens Bank and Trust Company  
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You’re invited to experience Citizens!

Currently the 6th largest bank chartered in Missouri, Citizens Bank & Trust offers complete, responsive banking services backed by local, fifth-generation private ownership since 1889.

If you value personal relationships and access to decision makers, you’ll come to value your relationship with Citizens.

Read on for details about the Citizens Experience!

Bill Young
5th Generation Chairman
Roger Arwood

Fast, Friendly & RITE

“Fast, Friendly & RITE” describes the essential elements – Respect, Integrity, Teamwork and Excellence – of the Citizens Experience.

Not that long ago, all it took was a handshake to seal the deal. Those days have passed, but Respect and Integrity is still there every time your Citizens banker listens to your plans – then offers a solution. The handshake is there, too, and as sincere as ever.

Each day brings new challenges and new opportunities to grow your business, retaining and rewarding your best producers, expanding into markets you know you can serve better than any competitor. Your choice of Citizens as your banking partner brings Teamwork and Excellence in everything you do.