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Savings Options

Put your extra capital to work full time with one of these cash-growing options. Each has a role to play in your cash flow planning.

Premier 5 Money Market

  • The more you invest, the more you earn with five interest tiers

  • Interest paid on entire balance

  • $1,000 investment to open and earn interest

  • Regulations limit the number of monthly transactions. See Treasury Management for information on sweeps and repos.

Business Savings

A basic, flexible account for accumulating cash until you put it to work elsewhere.

  • Interest paid on entire balance

  • $100 investment to open and avoid service charge

Certificates of Deposit

Maximum earnings with great options for the length of your investment.

Public-sector and nonprofit organizations

  • Funds are placed through CB&T, effectively satisfying your mandate to invest locally

  • Because all funds are eligible for FDIC insurance, deposits may not need to be collateralized to conform to your investment policies.

Corporations and small business

  • Cash managers can have an alternative to commercial paper, money market funds, and repurchase agreements.

  • Financial officers and small-business owners can enjoy access to FDIC-insured deposits through one banking relationship – Citizens Bank & Trust.