Citizens Bank and Trust Company  
Online Banking


Financial Services

Retirement Plan Login
Flexible Benefits Plan Login
Trust Portfolio Login
Weekly Insight
NewsLetter 4th Qtr 2014
2013 Special Tax Newletter
Employee Benefits
Private Banking
About Us
Our Staff

Not sure you’re enrolled?
800-399-3023, 8-5 M-F


About Us

Citizens Bank & Trust strategically partners with BTC Capital Management to provide best of class, highly personalized financial and investment solutions for our bank clients.  Our services and effective solutions include personal trust, employee benefits and investment management services. Our partnership capitalizes on our bank’s strength, soundness and client-focused services combined with the rich investment expertise and sophisticated investments solutions provided by BTC Capital Management, a Midwest based Registered Investment Advisor.

Citizens  Bank & Trust Wealth Management department offers a personalized and confidential approach to helping our clients achieve their financial objectives through a Lifetime Financial Planning recipe designed especially for you.   We accomplish this by providing trusted planning and advice in the areas of personal trust, investment management, and estate and financial planning.  We offer a full range of wealth management products and services that are designed to meet the varying needs of our clients.

BTC Capital Management has developed a very disciplined investment process. We have the flexibility to tailor our services to each of the Citizens Bank & Trust client’s needs and the expertise and experience that comes from an organization responsible for the management and advisement of over $30 billion in assets.

We will assist you in every stage of the Lifetime Financial Planning process and provide you the tools you need to succeed financially.

  • Trust Department
  • Investment Center
  • Employee Benefits
  • Private Banking

Tenets of Investments

Wealth Advisors

Investment Process

Wealth Advisors








Citizens Bank & Trust Wealth Management Services are-
• Not FDIC insured • May go down in value • Not Financial Institution guaranteed
• Not a deposit • Not insured by any government agency