Citizens Bank and Trust Company  
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Wealth Management

Makes you feel good inside!

Feel even better with a Lifetime Financial Planning recipe designed especially for you. Consultations are free, just like the freshly-baked cookies you'll find when you visit Citizens Wealth Management.

Personal Trust Services

  • We take pride in our tradition of personal customer service for the various trusts we administer.

  • Make an appointment to visit one of our professionals to help you navigate the increasingly complex goal of financial security.

Employee Benefits

  • We give your employees security, increased benefits and ownership in their future.

  • Performance and balances can be tracked online.

• 401(k) Plans • Profit Sharing Plans • Flexible Benefit Plans/Cafeteria Plans

Investment Management

  • Our Investment Management services provide a disciplined committee-supervised process; complete with internal and external regulatory oversight.

  • We provide our clients with an experienced portfolio manager who is fully supported by the joint resources of Citizens Bank & Trust and our professional partners.

Private Banking

  • From experience, clients who benefit most from these services tend to have distinct financial needs– from solutions such as providing a single point of oversight to identifying situations where teams of specialists should be assembled.

    Knowing when and how to apply appropriate financial vehicles to optimize a client’s wealth is the goal.

    There are twelve wealth management issues that clients typically face where Citizens Private Banking adds significant value. Visit the Private Banking page to learn more!

Checking Your Accounts

If you are enrolled in one of our Retirement or Flexible Benefits plans, or have established a Trust or
Investment Portfolio, you may track your accounts online using the appropriate link in the Wealth Management box to the upper left.

Citizens Bank & Trust Wealth Management Services are-
• Not FDIC insured • May go down in value • Not Financial Institution guaranteed
• Not a deposit • Not insured by any government agency