Citizens Bank and Trust Company  
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(For Deposit & Loan Accounts)
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Personal Trust Services

Our Personal Trust Department will assist you to accomplish your financial goals. Our experienced staff is knowledgeable on various traditional trust services. We take pride in our personal customer service and the ability to provide access to online account information.

Trust Accounting and Reporting

We sit down with each of our customers to look at their individual goals outlining all of the parties who have an interest in the trust. Once we understand your wishes, we will take responsibilities off of your shoulders and manage the details of the trust, protecting your interests.

  • Revocable Living Trusts
  • Testamentary Trusts
  • Charitable Trusts
  • Special Needs Trusts

Investment Management

We implement and identify a strategy designed to meet your performance expectations. Our sound investment principles are thoroughly monitored and analyzed to give you a secure portfolio.

Income and Principal Distribution

Our professional advisors will make a determination taking into account all factors relevant to the trust and its beneficiaries to allocate income and principal in accordance with the trust.

Elder care day-to-day accounting

It can be difficult taking care of your own day-to-day financial tasks, let alone the financial tasks of a loved one. Let us take on those services for you and ease your apprehension.

Document Interpretation

Having trusted financial advice will give you the resources necessary to understand language that may have a significant impact on your future decisions.

Estate Planning

Allow us to help you achieve your future estate plans and give you favorable savings from taxes and property expenses. Our trusted advisors will define your goals and maintain communication throughout the planning process.

Citizens Bank & Trust Wealth Management Services are-
• Not FDIC insured • May go down in value • Not Financial Institution guaranteed
• Not a deposit • Not insured by any government agency