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Wealth Management Team

Time is one of the most important aspects of a good financial plan – call 800-634-6203 or email today for an appointment with one of our experienced consultants.

Carrie Almond
Executive Vice President Wealth Management
Carrie's banking experience covers business development areas relating to trust, private banking and lending, and includes early training in the foreign exchange department of the Union Bank of Switzerland. During her career, she has participated in or led several conversions for trust accounting, core processing systems, payroll processing, and consolidation of acquired banks into Citizens Bank & Trust. A graduate of the University of South Carolina with a B.A. in International Relations, Carrie is also called upon to use her skills in five languages to facilitate communication whether for business or community activity. She was recently elected to the executive board of a national political organization.
Danette Rardon
Senior Vice President Wealth Management-Trust Officer
Danette graduated from Truman State University with a B.A. in Communications and a minor in Justice Systems before receiving her JD from the University of Missouri-Kansas City School of Law and becoming a member of the Missouri Bar Association. She practiced law in Chillicothe before joining Citizens Wealth Management in 2007.
Jim Blackford
Senior Vice President
Wealth Management
Having completed a career as the co-owner and Chief Financial Officer of a steel products manufacturing corporation, Jim joined the Citizens family in 1992. Jim is a graduate of Northwest Missouri State University with a Bachelor of Science degree in Accounting and currently serves clients as the Business Development Officer for the Wealth Management Division.
Dianne Oder, CTFA, CSNP
Vice President & Trust Officer
Dianne has earned a Secretarial Certificate from NCMC and is experienced in both Commercial Banking and the Trust Industry. She has also attended the ABA Graduate School, ABA Bank Investments & Financial Management, and Cannon Trust Schools I-III since joining Citizens in 1993.
Mark Kempf
Vice President & Employee Benefits Officer
Mark graduated with a B.S. in Business from the University of Nebraska. He acquired lengthy and valuable experience in the Accounting Industry before joining Citizens in 2001. Mark specializes in Qualified Plans and is an Employee Benefits Administrator.
Private banking, Janet KenneyJanet Kenny
Senior Vice President Private Banking

Janet has over 25 years of Wealth Management experience and developed the bank's Private Banking division. She specializes in providing a disciplined approach to financial solutions for high net worth clients using a team of local experts. Janet has an extensive Private Banking background in the Kansas City, Chicago and San Francisco markets. She holds an undergraduate degree in Business and Economics and an MBA from Benedictine University, Chicago.
CRM SpecialistDiane Miller
CRM Specialist
Diane joined the Citizens Bank & Trust team in 1990 and transferred to the Wealth Management Division in 2008. She currenly specializes in customer relationship managment and §125 Cafeteria Plan Administration.  Diane holds a Bachelor of Science degree which she earned from Northwest Missouri State University in 1989.
Qualified Plan AdministratorBill Morlan
Qualified Plan Administrator
Bill graduated from the College of St. Mary in 1999 with a Bachelor of Science in Information Systems Management and Telecommunications Management. He worked as a Senior Account Analyst Lead in the Omaha area for nine years before recently joining the Citizens Bank & Trust team.
Jill Pfaff
Investment Management

Jill graduated Summa Cum Laude from the University of Missouri-Columbia with a Bachelor of Science (BS) degree.  She has previously held Series 7, Series 63, Series 66, and Missouri State Life and Health Insurance licenses, and is a graduate of the 2007 Schools of Banking School of Trust & Financial Services with an Honors Diploma. In Wealth Management, Jill works directly with customers and is also a trust administrator. She has 15 years of experience and has been with the bank since 2006.
Private Banking, Suzy StrohmSuzy Strohm
Vice President Private Banking
Suzy has over 22 years of retail banking experience and specializes in helping our Private Banking clients south of the river in the Kansas City Metro area. She is currently a member of Central Exchange, Leawood Chamber, Overland Park Chamber and Northland Regional Chamber.
Suzy is a graduate from the UMKC Bloch School of business.

Bill Titcomb
Vice President Wealth Management
Bill has over 20 years of experience in the financial services sector and has worked closely with high-net worth families, foundations, and a variety of non-profit organizations through his work in trust administration, investment management, and financial planning. Bill focuses on the personal relationship and utilizes a comprehensive approach in providing wealth management services that are tailored to his clients and their needs. Bill is very involved in his community and serves on a number of non-profit boards and committees that promote charitable giving.

Qualified PlansPaula Sheil
Qualified Plans Assistant
Paula has worked for Citizens Bank & Trust since 1996 and has been with the Employee Benefits Department since 2009

Citizens Bank & Trust Wealth Management Services are-
• Not FDIC insured • May go down in value • Not Financial Institution guaranteed
• Not a deposit • Not insured by any government agency