Finance with flexibility at a great rate!
For planned or unplanned expenses, Citizens can help you take care of everything! Buying a new car, covering unexpected costs, or investing in a new home – choose Citizens to make it happen for you!

Lending Solutions
Auto Loans
Reliability or recreation – get behind the wheel fast! Finance new or pre-owned with flexible terms and competitive rates.
- Cars & Trucks
- Motor Homes & Travel Trailers
- ATVs & Motorcycles
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Home Equity Loans and Lines of Credit
Use your home’s equity to finance major expenses and purchases or have easy access to an ongoing source of funds!
- Great Rate!
- Flexible terms and easy repayment methods
- Possible tax savings*
- Access to funds at any time for whatever you need
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Other Personal Loans
Whatever need arises, Citizens has a loan that is right for you!
- Cash Secured Loans
- Unsecured Loans
- Cash Kits for access to cash for any situation including overdraft protection on your Citizens Bank & Trust checking account!
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Credit Cards
Get the card that gets you! Cards with perks, great rates, and convenient access!
- American Express®
- VISA®
- Discover®
- APPLY TODAY!
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Mortgage Loans
Build on your future with a mortgage loan that’s personalized to meet your needs!
- Buy!
- Refinance!
- APPLY TODAY or call 1-800-634-6203!
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All loans and lines of credit are subject to eligibility, collateral, underwriting and approval, including credit approval.
*Please consult a tax adviser for further information regarding the potential deductibility of interest and charges.