Citizens Bank and Trust Company  
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Home Equity Line of Credit

"My wife of 27 years, Carol, loves the fresh-cut cedar aroma in her new walk-in closet. I like the fact our Home Equity Line of Credit didn't have closing costs."*
                         Bob P.

Fixed Rate or Variable Rate Home Loans

"Everything our friends told us about getting a mortgage made us incredibly nervous buying our first home. When it was over, we thought 'Is that it? What was all the fuss about?'"
                                    Mike & Liz K.

Consumer Loans

"What was I going to do, tell my daughter to stop growing up so I'd never have to buy her a car? At least I know she has dependable transportation for school ... and that new job I'll make sure she finds to pay me back!"
                                                                                 Rayann J.

We love hearing your stories and helping you move on to the next adventure.

Tell us your story and let's see how we can help. Contact a branch for details.

* With a minimum initial draw of $5000