Citizens Bank and Trust Company  
Online Banking

ebankCBT Login

(For Deposit & Loan Accounts)
Enrollment Info

Quick Links:
Platinum Credit Card Application
Student VISA Credit Card Application

Home Affordability Calculator
Home Mortgage Calculator
Down Payment Comparison
Time to Refinance?

Online Mortgage Application

The links below provide you with two important disclosures regarding your mortgage application. You may choose to download them now or at any time during the application process by returning to this page. You may wish to add this page to your favorites to insure you will easily be able to return for the disclosures.

Libor ARM Program Disclosure (27KB PDF*)

Consumer Handbook on Adjustable Rate Mortgages (890KB PDF*)

By following the link at right, you signify
the disclosures listed above have been made available to you.

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You may obtain the current Adobe Reader at