Optimize your resources!
Efficiently take charge of the whole cash cycle with the full suite of Citizens Bank & Trust tools. You’ll have flexible services that will give you quick access and easy control of your funds. Customize or bundle any of our services to create everything you could need in a financial partner!

Treasury Services
- Remote Deposit Capture
- Merchant Card Services
- Electronic Payment Solutions
- Employee Payroll Solutions
- Security Solutions
Remote Deposit Capture
Make secure check deposits to your accounts from anywhere. Save time and money by banking right from your office.
- Quicker access to your funds
- Reduce your number of bank visits
- Checks received by 5PM CST have same-day ledger credit to your account
- Secure and easy access
You might also be interested in:
Quick Links
Merchant Card Services
Offer convenient payment options for your customers.
- Simplify payment processing
- Increase sales
- Speed up transactions
- Accept payments through multiple channels
You might also be interested in:
Quick Links
Electronic Payment Solutions
Manage the flow of your disbursements through easy and efficient ACH (Automated Clearing House) options.
- Accelerate payment processing
- Improve cash flow forecasting
- Plan accurate payment schedules
- Reduce fees of check writing or wire transfers
You might also be interested in:
Quick Links
Employee Payroll Solutions
Save time and money! No more paper check production for payroll, expense reimbursements, bonuses, pensions – With ACH (Automated Clearing House) Direct Deposit.
- Increase employee satisfaction
- Reduce the risk of check fraud
- Minimize check reconciliation process time
You might also be interested in:
Quick Links
Security Solutions
Protect your business from online fraud, malware, and other criminal activity. Citizens Bank & Trust offers many services to keep your business safe while remaining productive and electronically savvy!
- Positive Pay – Review suspicious check activity before payment
- Token Devices – Access your accounts remotely and securely
- Marble Cloud Security – Conduct your banking and other web-based business using the most secure web browsing technology